15 Feb 2018

Auto enrolment: changes to minimum contributions April 2018

Insights, Publications

More than 8.5 million people have been automatically enrolled in a workplace pension since auto enrolment started in 2012. If you are operating an auto enrolment pension scheme, it’s worth knowing about a change in the coming months.

What is changing?

From April 2018, the minimum automatic enrolment contributions are set to increase. The current minimum total contribution is 2% and this will increase to a total minimum of 5%:


Date effective

Employer’s minimum contribution

Staff contribution

Total minimum contribution

April 2017 until March 2018




April 2018
to March 2019




There are variations depending on your pension scheme.

What do I need to do?

If you’re an employer who processes your own company payroll, you’ll need to take the appropriate steps before the changes take effect in April 2018.

You won’t need to take any further action if you’re an employer who:

  • does not have employees in an auto enrolment scheme, or
  • is making contributions that are already above the minimum amounts

If you’re uncertain of your responsibilities, a professional review could help you. Our team at BKL Wealth, experts in providing pensions advice and auto enrolment, can offer reviews of your auto enrolment compliance, including your ongoing duties.

Book an auto enrolment review with our enquiry form

To help you reduce costs, stress and risk, our experienced payroll team can deal with your company payroll. More information on our payroll services is available here.