smart finance, sure future

How to secure your journey to success


We’re experts at helping fintechs at every stage, from startup to scaleup to sale. By helping you take the right steps at the right time, we can save you time and stress, supporting you as you focus on long-term success.

Fintechs have an annualised growth rate of 16%, compared to 1.3% annualised growth for SMEs over the past 10 years. By choosing to build a fintech business, you’re on a path with global potential.

With so much opportunity, nothing should hold you back. But there’s a lot for growing businesses to be aware of, especially in financial services, from regulations to tax. Understanding these challenges will help you keep your ambitions on track.


key things to think about if you're...

Are your accounting foundations in place?

Do you know your compliance requirements (e.g. VAT returns, bookkeeping, management accounts, tax returns, how to set up a business current account?), what documents to file and when?

Do you have the tech you need?

Xero and its integrated apps will help you streamline your operations from the outset, keeping you efficient as you grow

Is your data safe?

Do you have the right cybersecurity in place?

Do you understand the regulations?

FCA (Financial Conduct Authority) requirements can be a challenge to navigate, especially if you’re applying for an e-payment licence.

Are you financially savvy?

Will your budgeting and cashflow management enable you to run a business that stays efficient as it grows?

Are you expanding to or from the UK?

If you plan to set up a subsidiary, are you familiar with the statutory requirements you’ll need to deal with?

Are you growing sustainably?

To keep you strong in the long term, have you considered all the factors that matter to customers and employees – not just the environment but people & culture, tech, processes and social responsibility?

…And is sustainability built into your strategy?

Do you have targets, and are you set up to measure and report on them?

Have you considered tax planning and reliefs?

From R&D and Patent Box to investment schemes and shares, are you aware of the options available to you?

Are you managing risk?

Do you have the systems and processes to identify and address risks, with help from trusted advisers?

Are you ready for investment?

Is your business in the best possible shape for fundraising, and are you confident in the process?

Do you know how to approach an IPO?

Experienced advisers can help you with project management, financially modelling and information gathering;

Are you ready for the journey post-IPO? Are you and your finance team prepared for the changing requirements in reporting (such as IFRS and London Stock Exchange), internal controls and corporate governance structure, plus any new risks?

Are you managing your relationships?

Do you know how to meet the expectations of your investors, other stakeholders and current & potential partners?

Are you looking to sell your business?

Do you understand all parts of the process, and how to present your business in the best light?

Are you looking to buy another business?

Are you fully prepared for the M&A process, from strong due diligence and valuation to cultural integration and post-merger success?

our services

Audit & Accounts

Tax Compliance & Relief

Tax Structuring and Planning

Deal ready transaction support

Payroll and Pension schemes

Outsourced CFO

‘We have been really impressed with the agile, quick and knowledgeable BKL team. They take the challenges in their stride and worked collaboratively to solve them. 

Stuart Dabb, VP of Finance, Railsr

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Sam Inkersole

In 2022, Sam won the Taxation’s Rising Star award at the Taxation Awards in and was named in the Accountancy Age 35 Under 35.

Jon Wedge

While Jon’s client work focuses on the financial services sector, he also oversees the firm’s assurance service, as well as supporting the trainees following in his footsteps.


Elana joined us in 2017 as an ACA trainee, after graduating from Durham University where she had studied languages. She is now a manager in our assurance team.


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